Are We On the Dave Plan?

Are you familiar with Dave Ramsey’s baby steps? You can read all about them in The Total Money Makeover. Here’s a quick overview: Baby Step 1: Save $1,000 cash in a beginner emergency fund. Baby Step 2: Pay down ALL your debt but the house using the snowball method. Baby Step 3: Build your beginner emergency […]

2018 Intentions

I’m a little late with this as we’re already nearly two weeks into 2018! It feels good to have 2017 in the rearview and this brand new horizon to look forward to. With a new year comes new hopes and dreams and this year Hayden and I decided to set intentions rather than resolutions to help […]

December Debt Recap

I hope everyone had a lovely Christmas and New Years! To keep us accountable and honest I’m going to post the numbers at the end of each month. This way we’ll see how we’re doing on our debt freedom journey and you will hopefully be encouraged by our progress. The Budget Savings: $120 (actual -$70) […]