January Debt Recap

Phew, January is finally over! Did anyone else feel like it just dragged on and on? (Did you see the memes?) It was long but it was a great month! We started the year finishing up our Christmas break and taking care of flu-ridden family members and (almost) avoiding getting sick ourselves. The end of January/beginning […]

December Debt Recap

I hope everyone had a lovely Christmas and New Years! To keep us accountable and honest I’m going to post the numbers at the end of each month. This way we’ll see how we’re doing on our debt freedom journey and you will hopefully be encouraged by our progress. The Budget Income: $4680 (actual $5736) […]

Debt free in 2018!

Sunrise

In August I decided to take on a second part-time job because, ironically, it enabled us to afford child care while I’m at my first part-time job. It was a hard decision; I so enjoyed being a mostly stay-at-home mom and my husband has worked very hard to make that possible. But when I explained […]

Hello

My husband and I have been carrying around roughly the same amount of debt for about 5 years. Every so often we add up the numbers, wallow in self-pity about how bad it is, make an aggressive plan that we follow through on for a few months and then go back to our old ways. […]